Building Your Overseas Retirement Portfolio

This article does not provide any guidance on your options when you are at the point of actually retiring, but is concerned with how to invest your money while you are accumulating a retirement fund for later use.

The purpose of this article is to introduce you to some of the issues and concepts of retirement planning while you are working overseas. 

A major attraction for expatriates working overseas is the opportunity to accumulate capital, by increasing savings due to reduced cost of living and enhanced earnings.  What to do with sums you are now able to set aside is a tricky issue, because the retirement and savings products available to you back home may not be available to you overseas, or in fact, may be completely unsuitable.

What drives overseas retirement planning is the taxation regime of the country where you work and how this interacts with your home country.  How these two tax regimes work together will affect your current retirement plans, investment portfolio and your regular contributions to them.

• Becoming a Tax Exile

• How Retirement Plans and Contributions Are Affected

• A Word of Caution

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Choosing a Mortgage for an Overseas Property Purchase

A dream home overseas can very quickly become a nightmare for expatriates, retirees or those simply looking to enjoy a holiday property abroad.

It is difficult enough to navigate the mortgage market back home, but when you are considering purchasing a property overseas the issues become more complex, while the consequences for failing to choose correctly can be very expensive. 

• Which Currency Should Be Used?

• The Importance of Local Knowledge and Professional Assistance

• Expect Significant Differences in Overseas Mortgage Practice

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