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Having a Baby in Canada

Canadian government provides assistance to expectant mothers and to those who have given birth in Canada regardless of nationality. Still, purchasing international health insurance is not a bad idea.

Having a babyMedicare, Canada's universal health care system, provides free services related to childbirth in its 13 provinces/territories for its citizens and permanent residents. Coverage will vary per territory/province, but in general, it includes all medical and hospital services and physician services. Expectant mothers have the right to choose their doctors.

Those who do not have permanent residency status will have to pay hospital bills from pre to post natal services. The cost of consultations with a gynaecologist can range from around $100-$150 CAD. 

Qualified parents can apply for maternity and parental benefits provided by the federal government through Employment Insurance (EI) or Quebec Parental Insurance Plan (QPIP) in Quebec. Maternity and parental benefits can be up to 50 weeks that can be used entirely by the mother or divided equally between the parents. To be eligible, one must have worked for at least 600 hours in the preceding year prior to the claim and contributed to the EI during that period.  

If a child is born in Canada, the infant will be granted Canadian citizenship, but only if the parents are citizens or hold permanent resident status. The government also allows dual citizenship depending on the laws of the countries concerned. 

Once the baby is born, parents can apply to their respective province or territory for a birth certificate and a Social Insurance Number (SIN). Residents of Alberta, British Columbia, Ontario, Nova Scotia can use Newborn Registration Service to complete the baby's Birth Registration and SIN through electronic application. An option to apply for birth certificate is available for BC and Ontario. See the Service Canada website for the complete links. http://www.servicecanada.gc.ca  

One can visit the nearest Service Canada Centre for territories that do not offer online registration. 

Once the birth certificate is issued, parents will need to register the child in the provincial/territorial plan for the baby to avail of health-care services. Parents are advised to apply for health care immediately in the home province or territory. Most hospitals will provide the forms. Once the application is finalized, the baby can immediately use the coverage. Also, all province/territories will provide free vaccines for all children.

 

 

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ExpatFinder.com is a website designed to bring support to people and families living abroad or planning to move overseas. It provides the user with information to help make informed decisions when looking for International health insurance with global cover around the world. Expat life insurance are explained for review at the same time as a choice of selected International medical insurance companies are displayed and free quote by direct contact available. Other sections of the website include online broker and offshore banking reviews including a choice of offshore savings accounts to make the most of your expat money. Users can also transfer money abroad and learn more about QROPS and overseas foreign currency exchange. The one stop place to answer all your needs will bring you information on expat health insurance and US Expat Tax. Should you be preparing to move abroad or living overseas you might be looking for a room for rent or else expat often start with an extended stay in serviced apartments

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