Expat Insurance

Even for those living in their home countries, there are several day to day insurance concerns that must be met, such as having health and car insurance. For expats this is even more necessary, as falling ill abroad or even dealing with a theft can have more serious consequences if you are not a local.

 

The most basic and necessary insurance an expat must have is health insurance. Most governments overseas do not make any provisions to cover any health expenses of foreign workers or travellers, even if residents and citizens are fully covered. In many countries, not taking out private health insurance in advance of an illness can mean extremely high fees, long waiting times, and insufficient care. In many countries, you may even be refused treatment if you do not have proof of sufficient funds in advance! Even if you are simply passing through a country, you should have quality travel insurance on hand to be prepared for an unexpected illness or accident.

 

For those who have moved abroad with their families, an international life insurance policy is equally important. Many expats do not realize once they leave their home country most existing life insurance policies are void. Term life insurance is helpful in these situations, ensuring you do not have to leave your family unprotected during the period you are living abroad.

 

Other important insurance considerations expats will need to think about are home and property insurance as well as car insurance. Whether or not you own the property you are staying in abroad, it is important to have your valuable possessions insured in the case of damage or theft. Although no one wants to think about their cherished items being harmed, it is possible, and if you are living abroad at the time it could be a major inconvenience without insurance. In many countries, having car insurance is mandatory by law. However, even if it isn’t mandatory, it should be a necessity on every expat’s checklist if he or she is planning to drive. Should you accidently cause damage to another’s vehicle or person, without insurance you could risk tens of thousands in settlement fees.

 

Although insurance isn’t often considered unless as an afterthought by expats moving abroad, the repercussions of not taking out sufficient insurance are far reaching. ExpatFinder.com provides a list of the top insurance companies in all segments of the expat market in one place so expats can receive free instant quotes and request more information before making a decision.


Personal Property Insurance

Free and easy quotes to help you choose the best insurance coverage for items damaged when traveling, during the relocation process or while staying overseas.

Get a free quote

International Health Insurance

Find the best international health insurance with the best coverage according to your specific situation and needs. Compare insurance providers, apply online or receive free quotes.

Get a free quote

Business Health Insurance

Compare international health insurance plans to serve the needs of your employees working or traveling outside their home country. Apply online or receive free quotes.

Get a free quote

Life Insurance

Peace of mind while living overseas. We help you find the cheapest and best policy for your needs.

Get a free quote

International Car Insurance

Get a free car insurance quote for the best coverage in your destination country. Find hassle-free policies written in english that adjusts to the local requirements.

Get a free quote

Home Insurance

Free and easy quotes to help you choose the best house insurance for property owners abroad. We help you find the best international building and contents insurance.

Get a free quote

Travel Insurance Multi Trip

If you are travelling more than once during the year, compare multi trip insurance and get the best value for money option

Get a free quote

Travel Insurance Single Trip

Expats travelling for leisure or business, save time and money by comparing a large choice of Single trip travel insurance

Get a free quote

Latest Articles

A New Gadget to Predict Heart Attack

Meet our Team of Experts

David J. Peet

Pregnancy

Cindy Landolt

Diet & Fitness

Earl Starkey

Travel & Tours

Rachel Yellin

Pregnancy

Trending now

Keeping Your Toothbrush Healthy