MultiNational Underwriters

IC TERM LIFE INSURANCE FOR THE INTERNATIONAL MARKET

Products Description:

Basic Plan (Basic): Policy Limit Paid at Death

Terminal Illness (TI): ½ of Policy Limit Paid when Diagnosed with Terminal Illness and 12 Months or Less to Live

Double Indemnity (AD): 2x Policy Limit Paid when Death is Result of Covered Accidental Injury

Underwriting Requirements:

Complete an IC International Term Life Insurance Application, may be completed on-line
If the total amount of Life Insurance applied for (all companies) is greater than $350,000, a Financial Questionnaire is Required. There are two Financial Questionnaires; one is required when the purpose of purchasing the insurance is Personal Protection, Inheritance Tax or in connection with a Private Residential Loan; the other is required when the purpose of purchasing the insurance is Keyman, or in connection with a Commercial Loan. Financial Questionnaires will be provided upon receipt of your application.
A Medical Questionnaire, completed within 30 days of Application, by a licensed Physician, is required at the following amounts of insurance: ( A Medical Questionnaire will be provided upon receipt of your application)

This product is available only to individuals residing outside the US at time of Application. Premium surcharges will be made for individuals residing in "hot" areas of the world.

Age Amount

Under 35     $225,000
36 to 45     $187,500
46 to 50     $150,000
51 to 55     $112,500
56 to 60     $ 75,000
61 to 65     $ 37,500
66           Any amount

Learn more about the IC TERM LIFE INSURANCE for the international market

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Note: These guidelines apply to "clean" Applications only. If there are disclosures, individual consideration will be given, and a Medical Questionnaire may be required.