Healthcare in Morocco

 

 

Considered as a developing nation, the healthcare system of Morocco is still far from those of Western standards. Reports said that healthcare in the country is poor, thus leaving several Moroccan citizens with insufficient medical care.

At present, Morocco has about 122 hospitals, 2,400 health centers, and four university clinics. Moroccan public hospitals are said to be in dreadful condition, lack quality doctors and medicine, and have inadequate medical facility to attend to patients. There are only about 24,000 beds available for six million patients seeking health services in Morocco, showing that hospital spaces are very limited for the size of the country’s population. While new health insurance schemes were introduced back in 2005, less than 30% of the Moroccan population have health insurance coverage.

The healthcare system of Morocco covers all employees enrolled in the statutory health insurance scheme called Assurance Maladie Obligatoire (AMO), which is divided into two: the public healthcare system and the private healthcare system. Workers who are employed in public companies are providing cover from the public healthcare system “Caisse Nationale des Organismes de Prevoyance Sociale” (CNOPS), while those who are employed in private companies are covered by the private healthcare system “Caisse Nationale de Securite Sociale” (CNSS).

The scheme was established in 2005 and required all Moroccan citizens to be members. It provides coverage for sickness, maternity, invalidity and retirement. Aside from the employees, AMO also covers employees’ dependents, which includes spouses and unmarried children under the age of 21. Meanwhile, Moroccan citizens who have an income of less than MAD 5, 650 per year are given access to the Medical Assistance Scheme or RAMED, which allows poor Moroccans to get medical care from public medical centers even if they are not paying contributions to the AMO. Employees’ contribution to the AMO ranges from 4-5% of their monthly salary, with a minimum contribution of MAD70 and a maximum of MAD400.

The office hours of general practitioners in Morocco are from 9AM to 1PM and 4PM to 7PM, Mondays to Fridays. They also see patients during Saturday mornings, from 9AM to 1PM. Expats who are relocating to Morocco should keep in mind that taking out private health insurance is strictly advisable as the quality of healthcare in Morocco may not be the same as the expat’s home country. The cost of health services in the private health sector of Morocco can be quite expensive, with consultation fees much higher from private doctors. Furthermore, there are only a limited number of doctors in Morocco, the majority of which can be found in the big cities such as Casablanca, Rabat, or Marrakesh.

 

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