Expat Finance Services in New Zealand

The currency in New Zealand since 1967 has been the New Zealand dollar. In that year it replaced the previous currency, the New Zealand pound. It now comes in bank notes with the denominations of 5, 10, 20, 50, and 100. 1 and 2 dollar bank notes were discontinued in 1991 and replaced with coins.


Debit cards or EFTPOS cards, ATM machines, and credit cards all enjoy widespread usage in New Zealand. Some businesses may charge a small fee for use of an EFTPOS card. Major international credit cards are all accepted. Opening a bank account in New Zealand generally requires an opening balance of 200 to 500 dollars as well as two forms of ID. The bank account entitles the holder to an EFTPOS card, which is usable for payments or to withdraw cash at an ATM machine with a pin number.


There are typically many bank charges that are levied on accounts, including a charge for the use of a different bank's ATM machine. Annual fees on bank accounts usually run from about 20 to 100 dollars. Some banks in New Zealand offer credit cards with cash back or frequent flyer reward points. In fact, in 2001, the Bank of New Zealand found that its frequent flyer program was so popular that it had to lower its offer to a point for every two dollars instead of every one dollar spent on the card.

See our guides

Currency Exchange in New Zealand

Need to transfer money or make a significant purchase abroad? Compare foreign exchange specialists and get the best exchange rate on the market.

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Current Account in New Zealand

Current accounts specifically created to address your needs as an expatriate. Multi currency, bill payments… find the solutions to your everyday banking needs.

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Offshore Savings in New Zealand

Compare offshore savings accounts and find the right solution that meets your saving requirements while living abroad.

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Expat Mortgages in New Zealand

Free and no obligation quotes to help you find the best overseas mortgage. Compare overseas mortgage advisors and make a free enquiry

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Financial Advice in New Zealand

Get information on investment portfolio building to achieve your investment objectives according to your risk profile.

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Expat Savings in New Zealand

Make an initial no-obligation enquiry about saving plans, school fees planning, retirement planning. Save money, plan ahead and discover all the attractive options available to you as an expat.

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QROPS in New Zealand

Learn more about Qualifying Recognised Overseas Pension Schemes. Make an initial no-obligation enquiry to get expert advice on transferring your pension overseas

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Online Broker in New Zealand

Compare online brokers for forex trading, cfd trading, internet share trading and more..

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US Expat Tax in New Zealand

American expatriates have the legal obligation to file US tax returns yearly on their income wherever sourced. Get free advice and US tax returns filling quote

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Tax Advisory in New Zealand

Make an initial no-obligation enquiry on tax planning, tax return or tax issues that you may face as an expatriate.

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