Expat Insurance Services in Sweden

Sweden has among the best quality of health care service anywhere in the world. The state sponsored public health insurance coverage policy system provides free medical and hospital treatment to everyone in Sweden. Guidelines are issued by the Swedish state authority, with county councils managing operations and facilities on a local basis. Both county and city taxes are assessed in order to provide the necessary funds for enacting this medical coverage scheme. Roughly 9 percent of the budget of the Swedish government overall is earmarked for the national health insurance plan. Only around 3 percent of the population in Sweden gets a private health insurance policy to supplement the already existing public medical coverage that is freely available to all. There are only a few very minor expenses that are assessed directly to the patient in the Swedish health insurance system and are not covered in the universal comprehensive policy, such as greatly reduced pharmaceutical prescription and consultation fees that the patient must pay out of pocket to the doctor, clinic or pharmacy. Several other types of mandatory public insurance also exist for workers in Sweden, such as Unemployment Insurance, Accident and Sickness Insurance.