Expat Insurance Services in Vietnam

The Socialist Government of Vietnam has a socialised, government run health insurance policy that covers just 20 percent of the patient's medical expenses, the other eighty percent of any health care costs are required to be paid out of pocket by the citizens of Vietnam. This causes many difficulties for those who cannot afford the price of treatment for medical health care in Vietnam. In addition, because of underfunding and financial problems on the part of the government of Vietnam, spending on health care has diminished, resulting in a decreased quality of health care. Fortunately, the Vietnamese people enjoy an improved degree of health, with life expectancies increasing, and infant mortality rates decreasing steadily over a decade. In addition, the cost of health care in general is not as high as in some other countries. However, public hospital facilities in Vietnam generally will not accept a foreign insurance policy, and medical appointments are not set - rather, the patient has to go to the front desk, pay a consultation fee, and then pay individually for every treatment that is needed. If a foreign health insurance policy is not acceptable at a public facility, it can often be paid by means of a credit card, and the patient can file with the medical insurers later for reimbursement.