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Cancer Insurance

A cancer diagnosis can be life-changing — and financially devastating, especially for expats far from home. From advanced diagnostics to chemotherapy and long-term medication, treatment costs abroad can reach staggering levels. Cancer insurance within an international health plan ensures you have access to world-class care without risking your financial security.

Image by National Cancer Institute

Why It Matters for Expats

  • High global costs: In Singapore, a full course of cancer treatment (surgery, chemotherapy, and radiotherapy) can exceed USD 100,000. In Hong Kong, targeted therapies may cost USD 5,000–10,000 per month.

  • Employer plan gaps: Corporate policies often limit cancer benefits or exclude cutting-edge treatments.

  • Continuity of care: Treatment may span years; moving countries shouldn’t interrupt coverage.

  • Access to specialists: International insurance allows you to choose leading oncology centers worldwide, not just locally.

 

What’s Typically Covered

Cancer insurance within comprehensive expat health plans may include:

  • Diagnostics & screenings: Biopsies, MRIs, CT scans, PET scans.

  • Surgery & hospitalization: Oncological surgeries and inpatient stays.

  • Chemotherapy & radiotherapy: Standard and advanced therapies.

  • Immunotherapy & targeted drugs: High-cost treatments increasingly used in modern oncology.

  • Follow-up care: Ongoing monitoring, medication, and specialist consultations.

Check carefully: Some insurers cap cancer benefits, exclude experimental drugs, or limit outpatient oncology sessions.

 

Example Scenarios

  • A British expat in Dubai underwent chemotherapy costing USD 70,000 — fully reimbursed under her international plan.

  • A French professional in Singapore opted for cutting-edge immunotherapy; his insurer covered the USD 120,000 annual bill, ensuring access to treatment not available under local schemes.

 

How ExpatFinder Helps

We go beyond “yes/no” answers. Some insurers advertise “full cancer cover” but hide annual caps or exclude newer therapies. By comparing Allianz Care, April International, Cigna Global, Bupa Global, MSH International, and more, ExpatFinder clarifies the real scope of cancer coverage. As brokers, we fight for transparency and value, ensuring you’re not blindsided mid-treatment.

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Cancer insurance is not optional for expats — it’s a critical safeguard. With the right plan, you can focus on treatment and recovery, not bills. ExpatFinder ensures you get coverage that protects your health, your finances, and your future, wherever you are in the world.

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