Best International Health Insurance for Expats
Navigating healthcare across borders can be complex—but the right international health insurance plan brings peace of mind, no matter where life takes you. To help you make an informed decision, here’s a concise guide to top-tier providers and what to look for when choosing the best plan for your global lifestyle.
Why It Matters
International health insurance offers comprehensive worldwide coverage—ranging from inpatient and outpatient care to emergency evacuation and chronic disease support—tailored specifically for expats and global citizens.
Recommended Providers for Global Health Coverage
Cigna Global
Ranked the best overall international medical insurance, Cigna stands out for its modular plans, vast provider network, strong wellness support, and exceptional 24/7 customer service.Allianz Care
Known for its flexible, customizable plans and multilingual support, Allianz offers high-quality coverage including inpatient, outpatient, maternity, and family-friendly options.IMG Global (International Medical Group)
Offers flexible plan tiers from short-term travel to long-term expatriate health insurance. They’re praised for affordability and broad international reach.William Russell
A boutique provider offering simple yet robust coverage across more than 160 countries. William Russell is appreciated for clarity, reliability, and strong cancer treatment options.GeoBlue (Xplorer)
Particularly popular among U.S. expatriates, GeoBlue includes telemedicine and strong direct-billing features in its long-term expat plans.MSH International, April International, Bupa Global
These established insurers offer diverse options—regional strengths, concierge services, and elite-tier plans—for different expatriate profiles.
Quick Comparison
(Provider - Strength Highlights)
Cigna Global - Most flexible global network with wellness and digital support
Allianz Care - Premium customizable plans with family and maternity options
IMG Global - Budget-friendly tiers and wide geographic coverage
William Russell - Simplified, dependable coverage in many regions
GeoBlue Xplorer - Strong U.S. expat focus with convenient telehealth features
Other Providers - Regional expertise, VIP service tiers, specialized benefits
There’s no one-size-fits-all solution, but top international plans balance wide coverage, flexibility, and trusted service. Leaders like Cigna, Allianz, IMG, William Russell, and GeoBlue cater to different expat needs—from basic globally mobile care to high-end, comprehensive policies. Prioritize your personal health requirements, budget, and destinations when selecting the best plan.
