Best Health Insurance for Children: What Expat Parents Should Know

Protecting your child’s health is a top priority—so choosing the right insurance should give you both peace of mind and flexibility. For expat families, this means seeking plans with strong pediatric benefits, global portability, and simplified claims. Below are trusted providers known for covering children’s health needs comprehensively.

Top Providers for Expat Children’s Health Coverage

• Cigna Global
  Offers comprehensive family plans that include paediatric care, immunizations, and routine well-child visits. They provide options for dental, orthodontic, and newborn care—accessible in 200+ countries with multilingual support.

• Allianz Care
  Built-for-families healthcare policies often provide discounted rates for multiple children, along with maternity and postnatal services such as pregnancy yoga, breastfeeding consultations, and postnatal counseling. 

• William Russell
  Specializes in tailored international family plans across 150+ countries. Ideal for frequent travellers and families with children studying abroad. 

• IMG (International Medical Group)
  Expat-focused plans with customizable coverage for individuals and families. Known for strong global support—including emergency evacuation and family coverage continuity. 

What Parents Should Look For: Key Coverage Features

• Newborn & Pediatrics
  Coverage for essential newborn care (e.g., initial assessments, immunizations, infection prevention, breastfeeding support) is vital. Policies vary in limits and duration—the WHO outlines core newborn care practices. 

• Well-Child Visits & Immunizations
  Regular pediatric checkups and vaccinations should ideally be included or available as add-ons, helping prevent future issues and ensure healthy development.

• Children’s Support Services
  Benefits like dental care, orthodontics, and behavioral or developmental assessments are especially helpful for younger children.

• Global Accessibility, Language Support
  Family plans with widespread provider networks and multilingual support ease navigation in unfamiliar systems.

Recommended Providers at a Glance

Cigna Global

Offers pediatric care,   immunizations, and newborn benefits globally.

Allianz Care

Family-specific plans with discounts   and maternal/child wellness.

William Russell

Flexible plans designed for expat   families and frequent relocators.

IMG Global

Customizable family plans that   include global emergency support.

The best children’s health insurance plan blends full pediatric coverage, clarity on newborn benefits, and reliable global support. Providers like Cigna Global, Allianz Care, William Russell, and IMG Global consistently stand out—offering both tailored care and comfort for expat families.