Cost Health Check-ups

For expatriates, a routine health check-up abroad can feel less “routine” once you see the bill. Prices vary widely depending on country, facility type, and whether you use public or private care. Understanding the cost of health check-ups is essential for managing both your health and your wallet.

What Does a Check-Up Include?

A standard check-up usually covers:

• General consultation with a doctor.

• Basic blood and urine tests.

• Blood pressure and heart monitoring.

• Weight, BMI, and lifestyle screening.

In premium clinics, packages may also include chest X-rays, cancer screenings, eye and dental exams, and specialist consultations.

How Much Does It Cost?

• Singapore – Private clinics: SGD 300–600 for a standard package; executive check-ups can exceed SGD 1,500.

• Hong Kong – Basic packages start at HKD 1,200; advanced ones reach HKD 8,000+.

• UAE – Dubai private hospitals charge AED 1,000–2,500 for comprehensive screenings.

• France – Public hospitals cover basic check-ups under social security; private clinics charge €200–400 for more detailed exams.

• USA – Without insurance, a full check-up can range from USD 300–700, not including extras like imaging.

These examples show how location is the single biggest driver of cost — a standard test in one country could be five times more expensive elsewhere.

How Insurance Responds

Most international health insurance plans cover preventive check-ups, but with strict conditions:

• Annual limits – Often €200–€500 per insured person.

• Plan tiers – Preventive care may only appear in higher-tier outpatient modules.

• Age/gender focus – Coverage may be linked to screenings like mammograms, prostate exams, or child immunisations.

• Exclusions – Cosmetic or non-medically necessary tests are usually excluded.

  
  

ExpatFinder’s Role

We don’t just compare — we challenge insurers to be transparent about preventive care coverage. For example:

• Does your plan fully cover an annual check-up in Singapore, or only partially?

• Are vaccinations included?

• Will you need to pay upfront, or is direct billing available?

By comparing the entire market — Allianz Care, April International, Cigna Global, Bupa Global, MSH International, and more — we ensure you know exactly what’s covered before you book your next check-up abroad.

Tip: If preventive care is important to you, ask for the insurer’s exact annual limit in writing. Small print here can mean big out-of-pocket costs later.