Health Check-ups Coverage

Living abroad isn’t just about reacting to medical emergencies — it’s about staying healthy long-term. Health check-ups coverage within international health insurance ensures expats can access preventive care, detect issues early, and avoid costly surprises down the road.

Why Preventive Care Matters for Expats

Early detection saves lives: Routine screenings can catch cancer, heart disease, or diabetes before they become critical.
High private costs: In Singapore, a comprehensive annual health screening package can cost USD 500–1,000+ per person.
Employer plan gaps: Many corporate packages exclude preventive services, leaving expats to pay out-of-pocket.
Peace of mind: Regular check-ups make settling abroad easier, especially for families managing new environments and lifestyles.

What’s Typically Covered

Depending on the insurer and plan level, check-up benefits may include:

Annual wellness exams with a general practitioner.
Laboratory tests such as cholesterol, blood sugar, or hormone checks.
Screenings for cancers (mammograms, colonoscopies, prostate exams).
Vaccinations and booster shots for adults and children.
Lifestyle-related checks such as BMI, heart health, and stress evaluations.

Watch out: Many plans cap preventive benefits at USD 200–500 per year or restrict coverage to higher-tier policies.

Example Scenarios

A British expat in Hong Kong used her annual check-up coverage to get a full blood panel and mammogram, valued at USD 800 — fully reimbursed.
A French family in Dubai relied on their plan’s preventive care rider to cover children’s vaccinations, saving them hundreds annually.

How ExpatFinder Helps

We highlight where insurers truly deliver on preventive care. Some only cover “medically necessary” screenings, while others provide dedicated wellness budgets. By comparing Allianz Care, April International, Cigna Global, Bupa Global, MSH International, and more, ExpatFinder exposes the real differences in check-up coverage — not just the marketing slogans.

Health check-ups coverage isn’t a luxury — it’s smart insurance. For expats, it means living abroad with confidence, knowing your health is being monitored proactively. With ExpatFinder, you get clarity on which plans protect not just your future emergencies, but your everyday well-being.