Travel Insurance for Expats
Smarter, Safer, Clearer
Going Somewhere? Make Sure You’re Covered for More Than Flight Delays.
Travel insurance isn’t just for lost luggage. For expats, it’s the critical (and often overlooked) bridge between countries, healthcare systems, and crisis moments. At ExpatFinder, we go beyond glossy promises and help you choose real protection — for real life abroad.
Why Travel Insurance Is Different for Expats
Whether you’re:
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​On a VIE assignment hopping between Europe and Asia,
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Taking a gap year from Canada to Southeast Asia,
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Managing multi-country remote work,
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Or handling family emergencies abroad —
…you need a plan that’s more than just “trip cancellation.” You need medical, evacuation, repatriation, and flexibility — without buried exclusions.
What We Do Differently
We compare the global market: Allianz, April, ACS, IMG, AXA, Now Health, and many more.
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We don’t sell what we wouldn’t recommend: If a plan is full of exclusions or low limits, we say it.
We decode the small print: Missed connections, Covid clauses, natural disasters? We clarify what’s actually covered.
If a child moves to another school, the coverage can continue for the whole family
When Standard Travel Insurance Just Won’t Cut It
Situation
Traveling between expat destinations
Typical Policy Pitfall
Coverage restricted to “home-country” trips
What You Need to Look For
Multi-destination and region-neutral cover
What to Check Before Buying
Does it cover you outside your home country and outside your host country?
What are the medical limits? (We’ve seen €10,000 caps… not helpful.)
What’s the deductible? Co-pay?
Is repatriation included — and to where?
Is there a claims app or is it paperwork hell?
Best for Expats:
Plans We Often Recommend
We work with:
ACS Globe Traveller
Great for French citizens abroad
Allianz Travel
Reliable coverage for high-value trips
IMG Patriot Travel Medical
Strong for Americans outside the US
April International
Expat-friendly with digital claims
AXA Schengen & Multi-Trip Options
For EU visa compliance
…but we don’t play favorites. We show the best fit for your trip, budget, and risk profile.
FAQ
Can I buy travel insurance even if I’m already abroad? Yes, several insurers allow this — but fewer offer full medical cover once you're already overseas. We’ll help filter them.
I already have international health insurance — do I need travel insurance too? Likely yes. Health plans often don’t include trip cancellation, lost luggage, or non-medical evacuation.
Will my credit card travel insurance be enough? Only for minor hiccups. Most won’t cover hospital stays, repatriation, or natural disasters.